While Lyft drivers provide a convenient service to commuters and anyone who needs a local ride, they can still cause accidents like any other driver. If you’ve been injured in an accident caused by a Lyft driver, you have the right to file a claim with their insurer just like you would if you were involved in a collision with a regular motorist.
However, filing a claim against a Lyft driver can be confusing, as it may be difficult to determine whether you should pursue compensation from the driver’s insurance or the rideshare company’s policy.
Fortunately, a Lyft accident attorney from Heninger Garrison Davis, LLC can look over the details of your accident, determine your best course of action, and fight for the financial remedies you deserve.
Compensation You Could Recover from a Lyft Accident Claim
Just like any other motor vehicle collision, Lyft accidents can result in painful injuries, exorbitant medical bills, and a number of other challenges. To help you cover your financial losses and recover from your injuries, our Lyft accident lawyers can pursue the following damages on your behalf:
Economic damages can be used to pay for your current, ongoing, and future medical bills. They can cover the cost of surgeries, hospital stays, ambulance rides, prescription medication, assistive medical devices, and more.
These damages can also be put toward your vehicle repairs or replacement. Lastly, economic damages can compensate for any employment-related losses you’ve experienced, including lost wages and decreased earning capacity.
The compensation you receive from a claim or lawsuit can also cover non-monetary inconvenience and struggles you’ve faced due to the collision. A Lyft accident lawyer can help you recover the following non-economic damages:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
If you’re experiencing physical discomfort, anxiety, or post-traumatic stress disorder (PTSD) after a rideshare accident, let your attorney know. They’ll use special calculations to determine how much you’re owed for the suffering you’ve experienced. Once they know how much your claim is worth, they’ll do everything they can to get the payment you deserve.
How Our Lyft Accident Attorneys Can Help You
At Heninger Garrison Davis, LLC, we know what needs to be done to get you the highest amount of compensation possible for your injuries and losses. To obtain an outcome that meets your needs after a collision, our attorneys can take the following actions:
- Investigate your collision
- Collect and analyze important evidence
- Calculate how much you’re owed
- File an insurance claim on your behalf
- Pursue further legal action, if necessary
- Keep you in the loop regarding the status of your claim
- Meet all deadlines and requirements that apply to your case
Determining Which Insurance Company You Should File With
Knowing whether you should file an insurance claim with the driver’s personal policy or the rideshare company’s policy is incredibly important. Filing a claim with the wrong insurance provider will not only lead to a failed claim but will also waste valuable time and force you to wait even longer to get the damages you need.
Fortunately, the attorney who helps you with your Lyft accident claim can review the details of your collision and determine which insurer you should file with.
Filing a Claim With the Driver’s Auto Insurance
Since Lyft drivers are contracted employees, they aren’t always covered by Lyft’s insurance policy. If the Lyft driver wasn’t on their way to pick up a passenger or in the process of transporting a passenger when the accident occurred, your losses won’t be covered by Lyft’s insurance policy.
Instead, you’ll have to file a claim with the driver’s personal insurance plan. Unfortunately, the driver’s insurance will likely have a lower policy limit than Lyft’s insurance plan, but our lawyers will be able to get the most compensation possible out of it.
Filing a Claim With Lyft’s Insurer
If your accident occurred while the Lyft driver was on their way to pick up a passenger or while they were transporting a passenger, you’ll be covered by Lyft’s insurance policy. That said, your Lyft accident lawyer will still have to negotiate a settlement with the rideshare company’s insurer to get the compensation you’re owed.
Luckily, our lawyers are excellent negotiators and have recovered impressive settlements for past clients injured in similar situations. They’ll be able to work with insurers to reach a settlement offer that meets all your post-accident needs.
Steps to Take After a Lyft Accident
If you’ve been hurt in a collision caused by a reckless Lyft driver, there are a few steps you’ll want to take immediately after the crash. First, you’ll want to take a deep breath and determine if your injuries require emergency medical attention. If you’re in a great deal of pain and need medical treatment right away, call 911 and wait for the ambulance to come.
If you can wait a few hours to receive medical care, take the following actions:
- Call the police so they can file an accident report
- Speak to the Lyft driver and take down their information
- Take photos of the accident scene and the damage done to both vehicles involved
- Take photos of your injuries
- Speak to eyewitnesses and take down their contact information
- Save all of your medical bills and vehicle repair receipts
Reach Out to the Attorneys from Our Lyft Accident Team ASAP
Once you’ve completed the above-listed steps and sought medical treatment for your injuries, you’ll want to get in touch with a Lyft accident attorney ASAP. That’s because Alabama has a statute of limitations that applies to all personal injury cases.
Alabama Code § 6.2.38 states that you have two years from the date of your collision to file a civil suit. If you wait too long to hire an attorney and take legal action, you could miss the two-year deadline and miss out on the financial support you need to treat your injuries and repair your vehicle.
Schedule a Free Lyft Accident Consultation With an Experienced Lawyer
Recovering the damages you’re owed after a Lyft accident can be complicated and nearly impossible without the help of an experienced attorney. To give yourself the best chance possible of receiving a fair settlement or court verdict, you’ll want to work with a lawyer who knows how to win your case.
At Heninger Garrison Davis, LLC, our attorneys have represented car accident victims like yourself since 2006. We have the experience and legal knowledge necessary to construct a strong insurance claim on your behalf and fight for the financial remedies you need to get back on your feet.
Contact our firm today to schedule a free constellation with a Lyft accident attorney and learn more about your legal options moving forward.